# Policies (https://terac.com/docs/experts/policies)

Important policies and terms for participating on Terac.

Understanding our policies helps you participate successfully and know what to expect. Here are the key policies for Terac experts.

- [Referral Policy](https://terac.com/docs/experts/policies/referral-policy): Terms and conditions for earning referral commissions
- [Payout Policy](https://terac.com/docs/experts/policies/payout-policy): How payments work, timing, and requirements
- [Rewards and Fair Pay](https://terac.com/docs/experts/policies/rewards): How rewards are set, when you get paid, and how review works
- [Account Standing](https://terac.com/docs/experts/policies/account-standing): What keeps your account in good standing, and how to appeal a restriction
- [Your Wellbeing](https://terac.com/docs/experts/policies/wellbeing): Sensitive study content, your choices, and where to find support
- [Data Usage](https://terac.com/docs/experts/policies/data-usage): How we collect and use your information
- [Terms of Service](https://terac.com/docs/experts/policies/terms): Summary of your rights and obligations

## Quick Reference [#quick-reference]

| Policy        | Key Points                                                                                                          |
| ------------- | ------------------------------------------------------------------------------------------------------------------- |
| **Referrals** | 20% commission by default, up to $1,000 per referral                                                                |
| **Payouts**   | Through Whop: move your balance to your payout balance, then withdraw it to your bank (typically 1-3 business days) |
| **Rewards**   | Paid for approved work, $12.50 minimum cashout, ask us after 7 days                                  |
| **Account**   | One account per person, honest info; closures for cause are permanent                                               |
| **Wellbeing** | Sensitive content should be disclosed upfront, and you can always decline                                           |
| **Data**      | Used to match you with opportunities and deliver research; see the Privacy Policy                                   |
| **Terms**     | Follow guidelines, provide honest responses                                                                         |

## Legal Documents [#legal-documents]

These pages are summaries. The complete legal terms are:

* [Terms of Service](https://terac.com/legal/terms-of-service)
* [Privacy Policy](https://terac.com/legal/privacy-policy)
* [Opportunity Policy](https://terac.com/legal/opportunity-policy)
* [Cookie Policy](https://terac.com/legal/cookie-policy)

## Questions? [#questions]

If you have questions about our policies:

* Check the [FAQ](https://terac.com/docs/experts/support/faq)
* [Ask Sophia](https://terac.com/docs/experts/support/contact)