# Terms of Service Summary (https://terac.com/docs/experts/policies/terms)

A summary of the key terms and conditions for using Terac.

This page summarizes the key terms for using Terac as an expert. For the complete legal terms, see our [Terms of Service](https://terac.com/legal/terms-of-service).

## Your Account [#your-account]

### One Account Per Person [#one-account-per-person]

You may only have one Terac account. Multiple accounts will result in suspension.

### Accurate Information [#accurate-information]

You must provide accurate information in your profile. False information may result in account termination.

### Account Security [#account-security]

You're responsible for keeping your account secure. Don't share your login credentials.

## Your Obligations [#your-obligations]

### Honest Participation [#honest-participation]

When participating in studies, you must:

* Provide truthful responses
* Answer questions based on your real experiences
* Not fabricate or exaggerate information
* Not give scripted or AI-generated responses in interviews or surveys

### Quality Standards [#quality-standards]

Your submissions should:

* Follow study instructions
* Be complete and thoughtful
* Meet the stated requirements

### Professional Conduct [#professional-conduct]

You agree to:

* Communicate respectfully
* Not attempt to manipulate or game the system
* Not engage in fraudulent activity

### Compliance [#compliance]

You must comply with:

* These terms of service
* All applicable laws
* Study-specific guidelines

## What Terac Provides [#what-terac-provides]

### Platform Access [#platform-access]

We provide:

* Access to research opportunities
* Tools to manage your profile and submissions
* Payment processing for approved work

### No Guarantees [#no-guarantees]

We don't guarantee:

* A specific number of opportunities
* Approval of any submission
* Specific earnings amounts

## Payments [#payments]

### Earning Money [#earning-money]

You earn money when your submissions are approved. Payouts are processed through our payout partner, Whop, or through Virtual Incentives in countries Whop does not cover. A payment for approved work can be reversed if the submission is later rejected.

### Payment Terms [#payment-terms]

See our [Payout Policy](https://terac.com/docs/experts/policies/payout-policy) for complete payment terms.

### Taxes [#taxes]

You're responsible for paying applicable taxes on your earnings.

## Intellectual Property [#intellectual-property]

### Your Submissions [#your-submissions]

When you submit work to a study, you grant researchers the right to use your responses for their research purposes.

### Our Platform [#our-platform]

Terac's platform, design, and content are our intellectual property. You may not copy or reproduce them.

## Termination [#termination]

### By You [#by-you]

You can close your account at any time by [asking Sophia](https://terac.com/docs/experts/support/contact).

### By Us [#by-us]

We may suspend or terminate your account if you:

* Violate these terms
* Engage in fraudulent activity
* Provide false information
* Create multiple accounts

### Effect of Termination [#effect-of-termination]

Upon termination:

* You lose access to the platform
* Pending earnings, and in some cases earlier earnings, may be withheld (for cause termination)
* Your data will be handled per our privacy policy

## Limitations [#limitations]

### Liability [#liability]

Terac is not liable for:

* Study-related issues outside our control
* Actions of researchers or other users
* Technical issues or outages
* Lost earnings from rejected submissions

### Disputes with Researchers [#disputes-with-researchers]

Disputes about study requirements or approvals should first be directed to us. We'll try to help but cannot guarantee resolution.

## Changes [#changes]

### To Terms [#to-terms]

We may update these terms. We'll notify you of significant changes.

### To the Platform [#to-the-platform]

We may modify features, add or remove opportunities, or change how things work.

## Governing Law [#governing-law]

These terms are governed by the laws of the State of Delaware, as set out in our full Terms of Service.

## Dispute Resolution [#dispute-resolution]

Disputes should first be addressed with us informally, through our support team. See the full Terms of Service for formal dispute resolution procedures.

## Key Points Summary [#key-points-summary]

| Topic         | Your Responsibility                          |
| ------------- | -------------------------------------------- |
| Account       | One account, accurate info, keep secure      |
| Participation | Be honest, follow instructions, quality work |
| Payments      | Report taxes, comply with payout terms       |
| Conduct       | Professional, no fraud, follow rules         |

## Full Terms [#full-terms]

This is a summary only. Please read our complete [Terms of Service](https://terac.com/legal/terms-of-service) for all details.

## Questions [#questions]

For questions about terms:

* Review the [FAQ](https://terac.com/docs/experts/support/faq)
* [Ask Sophia](https://terac.com/docs/experts/support/contact)